Thursday, October 1, 2009

10 Ways To Save With An Auto Insurance Comparison

by Vic Shallow

Insurance premiums can vary greatly between companies and agencies.A way to save money is to to get an auto insurance comparison. Using an online service to get insurance price quotes makes it fast and easy.

Here are 10 money-saving tips to help you get the best rates on auto insurance.

1.One of the biggest factors insurance companies look at is your driving record. Always maintain a good driving record. The more points you have, the more you're going to pay.

2.Get an insurance comparison from different insurance providers. The more you have to compare against the more likely you are to get the best rate. The more informed you are the better.

3. If the company that you have your homeowners insurance with offers discounts for having multiple policies,life, auto, home, etc.. Check to see how that rate compares against other quotes.

4. Your auto insurance costs could be reduced by at least fifteen to twenty percent by choosing higher deductibles but higher deductibles could mean more money out of your pocket in the case of an accident. It's your decision how much of a risk you're willing to take.

5. Before you buy a new vehicle get an auto insurance comparison. Keep that in mind that different types of vehicles cost more to insure than others.

6. If you belong to a corporate organization,community club, professional or alumni body. Check to see if you qualify for a group rate. Insure all your family's vehicles together as well.

7. Did you know that many insurers look at your credit score before setting your rates? They do! Keeping a clean credit record will save you money in many ways, including on your auto insurance. So try to keep loans to a minimum and pay bills on time.

8. If your teenager takes a safe driving class, many car insurance companies offer a discount. It is something that could save you hundreds of dollars over the course of a year although this can be inconvenient.

9. If you have a good health insurance policy,consider dropping medical payments coverage. Don't duplicate coverage. With medical costs being so high, this could save you up to 40 percent on auto insurance premiums!

10.Another idea for saving on auto insurance is to compare the available discounts by getting an auto insurance comparison. Many companies offer a discount for such things as anti theft alarms, airbags, seat belt use, and even for owning multiple vehicles.

When applied, all of these ideas can add up to hundreds of dollars in savings or more. Remember that the first step to saving is to get an auto insurance comparison. The more you compare, the greater opportunity to save! - 25139

For more info and to get a free insurance quote please visit (http://www.insurance-pricequotes.com) Insurance Price Quotes and (http://www.goarticles.com/cgi-bin/showa.cgi?C=1954094) Insurance Price Quotes The Easy Way

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